As a member of the ‘First Home Buyer Nano-Deposit Fast-Track’ receive thousands of dollars worth of discounts, deals and expert help. FREE!

Using our expertise in property and finance, the team at Elite Wealth Creators help match Australia’s immense population of potential First Home Buyers with a home loan that meets their needs. We do not need you to be ready with a 5%, 10% or 20% deposit. With as little as $10,000 in savings, we can help you design your Fast-Track, moving you into your first home so you can start repaying your loan and save on unnecessary rental payments.

NO MORE RENTING, NO MORE LANDLORDS, NO MORE MOVING

We Have Brand New House and Land Packages, Townhouses, Units

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First Home Buyers
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ACCESS THE FIRST HOME OWNERS’ GRANT EARLY

We’re sure you know about the First Home Owners Grant, but what you might not know is that grant if often not released until after a building contract has commenced and that not all lenders will accept the grant as a part of your deposit.

This means that many first home buyers are still left trying to save a large enough deposit in order to secure a home loan.

This is where we can help! The Elite Wealth Creators team can show you how to access the First Home Owners’ Grant early and we work with the right lender’s  who allow the funds to be used towards your deposit

FAST TRACK YOUR JOURNEY TO HOMEOWNERSHIP

When you buy one of our properties, together with the State Governments generous grant and a little help from us we will work with a lender to get you home.

Who Can We Help?

Because everyone’s situation is unique, we encourage all homebuyers to complete our pre-qualification form. Our team can then assess your situation to determine what options may be available to you.

Base Qualification Criteria:

  • 18+ and Australian Citizens or Permanent Residents

  • Minimum income of $80,000 per year before tax or $120,000 for joint buyers.

  • Solid rental history with a lease in your name.

  • Clean credit history with no defaults.

If you’re eligible for the Government First Home Grant, this can also assist towards your deposit. If you don’t meet the above criteria, we may still be able to offer suggestions on how you may be able to qualify.

WE ARE EXPERIENCED MORTGAGE BROKERS

Not all brokers are created equal! The broker you use could make all the difference when it comes to obtaining loan approval or not.

Elite Wealth Creators has strong working relationships with lenders who specialise in low deposits; we are experts who know each lender’s policy inside and out and which lenders welcome low deposit buyers.

This allows us to recommend the best possible mortgage solutions for your personal situation, and it’s the reason our success rate is so outstanding.

We know how to get low deposit applications approved. It could be the extra nudge that gets you over the line on your first step towards homeownership.

WHY CONSIDER THE LOW DEPOSIT PROGRAM?

1- Avoid a personal loan or borrowing money

from family to bridge the deposit gap

2 – Purchase at today’s house prices and benefit

from greater growth in equity

3 – Start putting rent money towards your own asset

sooner, also meaning your home will be paid off sooner

Did you know that it takes the average Aussie around five years to save a 20% home deposit?

Even if five years doesn’t sound long to you, five years within the property market could make a huge difference to the size of the deposit you need.

With continued inflation, the goalposts for your 20% deposit will continue to move further away. If you can’t save at a fast-enough pace to account for inflation, then you may find yourself chasing your tail.

In addition to this, while you are saving your 20% home deposit, you will also be paying rent. By getting into your own home sooner, this is money that you could be put directly into your own asset.

If you pay $450 per week in rent, over 5 years (the average time it takes to save a deposit), that equates to around $117, 000. Imagine being able to put this money towards your own mortgage.

STILL NOT SURE?

Don’t forget that lenders take a buyer’s age into consideration.

The younger you are when you apply, the more likely you are to be granted a home loan that spans a longer period of time.

A longer loan term means your repayments will be more manageable and make less of an impact on your lifestyle. Plus, the sooner you get your home loan, the sooner you can pay it off.

Imagine not having to pay a mortgage or rent and how much this would free up your budget. Having your home paid off in your later years will help your retirement funds stretch much further, ensuring a more comfortable standard of living.

Enter Your Details Below to Apply For The First Home Buyer

Nano-Deposit Fast-Track.

We will then be in touch to help you get started on your first home buyers journey.

First Home Buyer Specialists
Help Boost Your Success

Weare helping first home buyers, all over Australia, buy their first homes faster and for less money than those who choose to go it alone.