Residential Loans Solutions
We understand that every property loan can be affected by a broad spectrum of variables which can require expert advice in order to get them approved.
Due to the global financial crisis, the lending environment in the residential property market has generally become tighter with most lenders lowering their Loan to Value Ratios (LVR’s) & tightening credit policy. This has left some property borrowers frustrated with the lack of loan products available to them.
Through our wealth of experience in the marketplace and access to a lot of lenders, we have been able to offer our clients access to loans which have matched their financial requirements even through these trying times.
At Elite Wealth Creators (EWC), we have a range of Residential loan products to suit practically any purchase, equity release or refinance of the residential property. For those borrowers with up-to-date financial statements covering the last 2 years, we expect to be able to secure a refinance with “cash out” up to 90% of the value of the Residential property.
Our loan products can be used for any purpose by the applicant including:
- Mortgage Reduction Strategies
- Refinance of existing loans
- Equity release for further investment
- Investment loans for residential real estate
- Property improvement loans
- Debt Consolidation
Given that we have access to many lenders means that we can assist no matter what your residential loan requirements may be.
Having this access to a vast array of funders EWC can offer the following benefits:
- Competitive lending rates across the entire range of residential loans
- Flexible LVR’s and other terms and conditions
- Access to non-bank private lenders for Lo-doc loans
- Access to non-conforming lenders for clients with adverse credit histories
- We explain the whole process & keep you up-to-date on the progress of the application
- Fast turnaround times for approvals
Whatever the requirements we have access to the appropriate Residential loans and lenders that can assist.
Value Add Services
Often clients need assistance with other areas for successful financing/investing.
Elite Wealth Creators can also arrange:
- Property Tax Depreciation Specialists which enables you to save thousands in tax on your investment property, this can be for new or existing property
- Credit repair specialists to assist with cleaning up a credit file, credit repair is the process of removing, deleting or amending information contained on a credit file.
- Financial planners to provide insurance & financial advice
- Financial planners to provide an SMSF & financial advice
- SMSF loans for those purchasing an investment property within an SMSF
EWC can tailor loans to suit the individual needs of clients, including those with challenging CRA’s, our long-term relationships with lending institutions gives us a unique market overview and adds significant value to our clients.
We look forward to assisting you.